If you’re in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even potentially helping the kids out with their future financial goals. With many Australians looking at a retirement (which in reality, could span a few decades), another thing to give some thought to is keeping … Read more
Do you struggle to control your spending around your friends and family? If the urge to ‘keep up’ with a certain lifestyle is stretching your finances, it could be time to take action. From splitting the bill at an expensive restaurant, to having the ‘right’ house, car and clothes, many of us fall victim to … Read more
Superannuation It’s common for people to overlook the importance of superannuation and the role it plays in growing your retirement savings. Many have their super in the default option, which may not be ideal for their current circumstances or future goals. This could mean reaching retirement age with less money in your super fund than … Read more
Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For many of us, getting a financial boost will be even more welcome this year, and you might be looking around for the best ways to use it. These simple actions can help you figure out … Read more
It’s a win-win idea. A parent sells their home to move in with their adult child’s family, providing cash for the deposit or renovations and helping with the mortgage and providing free childcare. In return, there’s companionship, care and physical support for the older person. But sometimes these plans go awry, leaving the elderly parent … Read more
Today, young people are often called the “the smashed avocado generation,” supposedly frittering away money on ‘luxury’ items rather than working hard to save for their first home or retirement nest egg. However, despite their spendthrift reputation, most millennials are quite prudent when it comes to managing their financial affairs. Research by Afterpay found that millennials … Read more
Investment advice and portfolio management At Rayner Planners, we’ll formulate an investment strategy that’s customised to your individual goals, objectives and requirements. We only put this into place when you are completely comfortable with, and understand, the investment strategy we recommend. We’ll also meet with you on a regular basis to discuss and review the … Read more
Australians enjoy one of the highest life expectancies in the world, which means you can look forward to a long and comfortable retirement. While that’s fantastic news, it also makes saving for retirement more important than ever. Indeed, the majority of Australians over age 40 who are yet to retire are concerned about not having … Read more
About us Rayner Planners is a privately-owned financial advisory practice that specialises in helping clients by developing an effective, easy to understand, and cost-effective strategy to achieve their financial goals. We know that making big financial decisions can be overwhelming, which is why we take the time to ensure that you understand the finer points … Read more
About us Rayner Planners is a privately-owned financial advisory practice that specialises in helping clients by developing an effective, easy to understand, and cost-effective strategy to achieve their financial goals. We know that making big financial decisions can be overwhelming, which is why we take the time to ensure that you understand the finer points … Read more