Rayner Planners Global The introduction of DeepSeek’s open-source R1 model shocked global markets in January, challenging our understanding of capex requirements and competition in artificial intelligence. Despite the DeepSeek rout, the MSCI World Equity Index ended January +3.5% higher, led by strength in European equities as investors rotated out of US tech exposures and into defensive and … Read more
The average Australian property investor could lose money in their first year, with those in the nation’s two largest capitals likely to be more than $23,000 out of pocket in just 12 months. With a mix of stamp duty and land tax outstripping rental returns and major capitals thought to be approaching home value peaks, … Read more
Did you know you can have insurance cover in your super fund? If you have super, you might also have some automatic insurance cover. It’s called insurance in super and is exactly what it sounds like – insurance cover available through your super account. Insurance in super is designed to assist you and your family … Read more
Two in five Australians say they are not on track to meet their long term financial goals, according to new research from Colonial First State (CFS)1. When they were asked why, there was one thing the majority struggled to do. Read on to learn more, as well as practical tips to help you get back … Read more
You may be eligible to purchase your first home with as little as 5% deposit via the First Home Guarantee Scheme. Here’s how it works. First Home Guarantee Scheme: financial support for first home buyers The First Home Guarantee Scheme is an Australian Government initiative to support eligible first home buyers to buy a home … Read more
Whether you’re starting work for the first time or you’re changing jobs, there are key things to know and do. When negotiating pay for the role, pay close attention to the remuneration package. The more you earn, the easier it will be to save and invest more. So, before you accept the role, ask if … Read more
Watching your ageing or frail parents or loved ones struggle with some of life’s basic activities such as cooking, cleaning or caring for themselves can be difficult – and yet they will invariably want to retain their independence and live in the comfort of their own home as long as possible. It’s at this point … Read more
The rising cost of living is causing a strain on household budgets for many Australians. As a result, more are turning to side hustles and passive income opportunities to supplement their income. In this article, we explore a range of side hustles accessible to people of all ages. #1 side hustle idea: deliveries A popular … Read more
Many people have a good idea of what super is and how much of their money goes into it. But there are some gaps when it comes to the basics, such as when you can access it and how super is taxed. Read on for a cheat sheet summary of ten top things to know … Read more
Preparing yourself for retirement Retirement can cause a range of emotions so it’s important to prepare yourself emotionally as well as financially. Here’s some tips to improve health and wellbeing in retirement: Give yourself time: coping with major life changes is never easy. Allow yourself the time you need to figure everything out. Add structure … Read more