Rayner Planners Australians enjoy one of the highest life expectancies in the world, which means you can look forward to a long and comfortable retirement. While that’s fantastic news, it also makes saving for retirement more important than ever. Indeed, the majority of Australians over age 40 who are yet to retire are concerned about not having … Read more
About us Rayner Planners is a privately-owned financial advisory practice that specialises in helping clients by developing an effective, easy to understand, and cost-effective strategy to achieve their financial goals. We know that making big financial decisions can be overwhelming, which is why we take the time to ensure that you understand the finer points … Read more
About us Rayner Planners is a privately-owned financial advisory practice that specialises in helping clients by developing an effective, easy to understand, and cost-effective strategy to achieve their financial goals. We know that making big financial decisions can be overwhelming, which is why we take the time to ensure that you understand the finer points … Read more
Introduction Covid-19 developments continued to dominate attention. There were spikes in the number of new infections in both Australia and overseas, suggesting an economic recovery may be delayed. Share markets powered ahead, however, as investors remained convinced that governments and central banks will provide sufficient financial assistance through the crisis. Fixed income markets also registered … Read more
RAYNER PLANNERS Creating a personalised plan to help you achieve your financial and lifestyle goals. FIND OUT HOW WE CAN HELP “We are very impressed with the personalised professional service and advice given to us and how she has tailored this specifically to suit our situation and future needs. We feel very comfortable to put … Read more
Investment funds can be broadly split into two categories – active and passive. And while both options play a part in an investment portfolio, it’s important to understand how each works before allocating money to them. Basics of passive investing Passive investing has gained momentum in Australia, and beyond, over the last decade. It could … Read more
When we talk about financial wellbeing, what do we mean? More than just earning an income, financial wellbeing is about having financial security and the freedom to make choices. There are three interrelated aspects to good financial wellbeing: The ability to meet your expenses and have money left over. Feeling and acting in control of your finances. … Read more
Putting your money into a savings account, or in the alternative, a term deposit, are two common methods of saving. Working out whether either of these options are right for you depends on your personal and financial circumstances, as well as your saving goals. Here are some of the common features and benefits of each. … Read more
Financial year 2019-20 is now behind us and there’s nothing like closing a chapter to inspire thoughts of a fresh start. But global challenges persist: Australia is officially in a recession while also bracing for a post-Job Keeper economy in September. While it’s impossible to anticipate future changes to the global economy, there’s plenty you … Read more
The economic impact of the COVID-19 pandemic is playing havoc with finances for many households. In an ideal world, the financial boost should be enough and assumes that everyone was financially prepared for tough times. But in times of crisis, it can all be a little overwhelming. Here are 5 common financial mistakes to avoid … Read more